Volume 3, Nomor 2, Agustus 2006












Perbandingan Profitabilitas Industri Perbankan Syariah dan Industri Perbankan Konvensional

Menggunakan Metode Struktur Kinerja dan Perilaku


Mustafa Edwin Nasution
Fitri Amalia                   1 – 22


This Paper aims to prove if market share and concentration in Islamic banking system are the proximate efficiency. There are three possibility types of structure-conduct- performance (SCP). Firstly, efficient structure hypothesis that means no correlation between profit and market share as well as industrial concentration. Secondly, differentiation hypothesis that means profit is affected by product differentiation and market share. And the last is Traditional hypothesis, which means profit is influenced by industrial concentration, and it is equally distributed base on ratio of market share to industrial concentration. According to the panel-data analysis, from January 2002 to November 2005, there is no relationship between market share and profit in Islamic Banking, i.e. profit because of efficiency. On the other hand, Profit in conventional banking system is affected by market share which is proximate market power caused by product differentiation


Solusi Kemiskinan


M Arief Djamaluddin              23 – 40


Poverty  alleviation  is one of the main target  of national development  in Indonesia. Economic growth  to be pushed  significantly  based on the belief that this kind of development  strategy can reduce  or  eliminate the poverty. Statistic data indicated that   the poverty still become a main problem in Indonesia although  so many investment activities    launched either by  domestic  or foreign foreign investor  and  government  expenditure  and export drive contributed to  economic growth process. This article tries  to explain the main factors  to influence  the poverty  and strategic solution to alleviate it


Pengaruh Penerapan Total Quality Management (TQM)  terhadap Fungsi Audit Internal

(Studi pada Perusahaan Bersertifikasi ISO 9000 di Propinsi Sumatera Selatan)


Masagus Assari              41 – 62


The aim of this research is to find whether there is a significant impact of TQM implementation at ISO 9000 certified companies in South Sumatera  Province, simultaneously and partially. The implementation of TQM are including the customer focused (X1), continuous improvement (X2), and employee empowerment (X3) on the internal audit function. The data collection used the questioner as a research instrument and supported by the interview and documentation. This research conducted by explanatory survey to all 32 ISO 9000 certified companies in South Sumatera  Province. The Rank Spearman and Alpha Croncbach were used to test the validity and reliability of the data. Path Analysis was used as analysis method. The research result shows that the TQM implementation which are include the customer focused; continuous improvement; and employee empowerment; have a significant impact on the internal audit function at ISO 9000 certified companies in South Sumatera  Province, simultaneously and partially.


Perkembangan Pasar Modal Syariah di Indonesia


Nurul Huda                    63 – 77


The Jakarta  Islamic Index (JIT) has been used in Jakarta Stock Exchange since 2000, although Indonesia  Islamic Capital  market launched officially on march, 14, 2003. The performance of Islamic capital market products in general show a good enough growth. From the legal aspect, Islamic capital market in Indonesia still need regulation. The mechanism of capital market have to completed to prevent the entrance of riba maysir, and ghorar practices.


Analisis Strategi Pemasaran Intel Di Indonesia: Produk dan Harga


Perdana Wahyu Santosa
Tubagus Sofiuddin                 78 –105


In this paper we try to analyze about marketing strategy of Intel Corporation’s products such as microprocessor-chips for PC, PDA, cellular Phone etc. The focus of analyzing are product and price with the rise competitiveness and environmental concern among stake holders of business. Firm has to respond with strategic environmental marketing activities designed to meet growing demand in market of information & communication technology.  We find that the strategy to meet for Intel in Indonesia is growth with horizontal integration. This paper focuses on the hi-tech product strategy dimensions of competitiveness environment marketing. Product design and development have important link to pricing policy and shortly product life cycle. Product concept, design and specification have impact on marketing strategy of competitors like AMD. The key success factors for Intel to win this competition are value chains from research & development to distribution channels, product development at the life cycle stages, and collaboration with branded customers like HP-Compaq, IBM, Toshiba, Acer, Dell and Microsoft (software).